Todd Lubar Shares the Secret of Success in the Mortgage Industry

Todd Lubar is the co-founder and the President of the TDL Global Ventures, LLC and also the Senior Vice President of Legendary Investments. He has been named the top 25 mortgage originators of the country for many years now, reveals He also has investment in many other industries apart from real estate like night clubs, demolition companies and recycling companies that are still in the developing stage but are growing at a fast pace. Todd started his career as a loan originator at Crestar Mortgage Corporation and soon realized exactly what he wanted to do with his life. After gaining firsthand knowledge about the real estate industry, he joined Legacy Financial Group to learn about investments. Here, he learned the skills that he needed to be successful in the business. He then realized his dream to start his own business.

In a recent interview, Todd Lubar discussed how he got the idea to start his own company, TDL Global Ventures. He said that having worked in the credit industry for over 20 years, he found that there were people who were unable to procure loans to realize their dreams. He wanted to remove this barrier and offer product to their clients that will bring relief to them. He also emphasized on the importance of surrounding oneself with good people. In his company, he wants people to trust each other and promote the growth of the company. Having an open communication system in the business is also important to encourage the employees to think differently than others and express their ideas without worrying about what others have to think.

Todd Lubar has come a long way in his career and personal life, From working as an employee to owning his own company, he has reached the top through his dedication and hard work. He urged entrepreneurs to keep working hard every day of their lives in order to start a successful business. While the work may feel mundane, it is essential that they remember their goals and the future of the company to stay motivated. It is these small efforts that make people reach higher goals.

How Did EOS Lip Balm Succeed?

EOS Lip Balm is a striving brand that continues to change the way companies in this market do business. EOS Lip Balm is definitely one of the best in the industry for numerous reasons, but their history and how they came to be is quite interesting and a story worth telling. They recently spoke to Fast Company to talk about how the brand came to be.

Sanjiv Mehra had spent his career working for companies like PepsiCo. He decided to join forces with Craig Dubitsky and Jonathan Teller, both of which had worked with multiple startups on getting them on the right track. They wanted to find a way to get into the beauty aisle and reach out to women. They noticed that chapstick is one of the markets that definitely get the idea specifically focused on both sexes, but their research found that mostly women cared for their lips, so they sought out a way to get into their minds. After coming up with a unique sphere-shaped lip balm, they knew they had quite the winner. Their goal was to make sure it wasn’t a fad and not something that would disappear after the trend stops, but it’s clear today that it worked for the long haul and helped.

They worked hard to get EOS products in local stores and today can be found in Target and Walgreens around the nation. It’s even sold worldwide both online ( and in stores across the globe. EOS is a top of the line brand name that totally knows how to reach out to the right people. Their marketing strategies using beauty bloggers is what helped get them on the right track. They get the followers on Facebook of all these bloggers to talk about their brand, and it definitely changed how the company was seen by viewers.

Vijay Eswaran: Malaysian Businessman and Author

Malaysian businessman Vijay Eswaran was born on October 7, 1960 and is the QI Group’s current Executive Chairman. Eswarn co-founded the QI Group in 1998 after returning to Asia. The QI Group is an e-commerce based company involved in training, telecommunications, media, wellness, corporate investments, travel and luxury products.

Although the QI Group’s headquarters are in Hong Kong, there are multiple regional offices in Malaysia, Thailand and Singapore. Read more: Dato’ Sri Vijay Eswaran Speaks At World Economic Forum 2016

Eswaran has also authored four books. His first, In the Sphere of Silence, was originally released in 2005. The book explains his personal philosophy and why he begins each morning with an hour of silence. His second book, In the Thinking Zone, was published in 2008 and is about his reflections on life. In 2010, Eswaran published his third book, 18 Stepping Stones, and his fourth, Two Minutes From The Abyss, came out in 2016.

Eswaran has also been highly involved in philanthropy throughout his life and career. He founded the Vijayaratnam Foundation in Malaysia, which he named after his father, aw well as the RYTHM Foundation, which is the QI group’s corporate social responsibility branch.

Eswaran has used these foundations to create community programs and mentorship. Additionally, Eswaran has also made charitable donations to several individuals and organizations.

Vijay Eswaran has been recognized publicly for his many achievements and contributions. At the 2012 Global Indian Business Meet (GIBM), Eswaran was awarded the New Global Indian (NGI) for his work in both business and philanthropy, and in 2013, Forbes Asia included him in Malaysia’s 50 richest.

Learn more about Vijay Eswaran:

Mike Baur Journey to Success

Mike Baur is one of the known people in Switzerland who has made it in the entrepreneurship industry. From Berne University he got an MBA and as well from Rochester where he got his MBA too. Furthermore he is also the co-founder and the executive chairman of Swiss Startup Factory. He as well has so many titles including a leader, investor and much more. He has also had a lot of knowledge in the industry of banking whereby he began as an intern at the UBS organization then he left and joined a private bank in Switzerland as therefore managing to become part of the board members. Through his career he was able to learn a lot and also made hi achieve more.


Mike Baur is a very good man because he also consumed his time in supporting and helping upcoming entrepreneurs in guiding them on how to develop their business. In Switzerland he has transformed a lot of entrepreneurs lives through coaching them to attain unique creativity and applying them to their business. Apart from directing on how to begin their business he as well provides them with capitals so they can start their business swiftly and prosper. Mike Baur also urges entrepreneurs to always follow certain pillars of business supervision that they can prosper. He also made sure that Swiss Startup Factory had developed by associating with other organization including Fintech Fusion and CTI for inventing new techniques and also for building a better future.


Due to the Swiss Startup Factory accomplishment it was recognized as one of the best private organization. Together Mike Baur and the organization came up with 3 months course that will prepare, direct and teach young entrepreneurs on how to develop their business and be successful in whatever they decide to adventure to. The company also generates exclusive organization that assists upcoming entrepreneurs whereby the organization ensures that those upcoming entrepreneurs succeed and accomplishes a lot. Mike Baur is always certain that working as a team is better because it will create better working relationship among the workers in the company therefore making the company to grow rapidly.


With the courses that the company provides, the company also makes sure that those who go through them are able to show their expertise and are inspected and also directed. Through Mike Baur the company has developed and also he has helped many people succeed.

Troy McQuagge Scoops Gold During The One Planet Awards Ceremony

Recently, Troy McQuagge was announced the Gold Winner of the prestigious CEO of the Year Award. The announcement, which was made by One Planet Awards, is an indication of the chief executive officer’s visionary leadership at USHEALTH Group since his appointment to this position a few years ago. Troy emerged the best CEO in the awards ceremony held in January 2017.Speaking while accepting the award, Troy said that he was pleased to be recognized by his peers in the industry. He dedicated the award to every employee of USHEALTH. Employees of the firm have played a crucial role in enhancing the reputation of the same in terms of addressing consumer needs.

Find him on Facebook:

McQuagge confirmed the insurance holding company’s commitment to providing Americans with affordable insurance covers. The company is continuously working on new ideas that would lead to the creation of innovative covers that are both affordable and beneficial to the firm’s clients. USHEALTH Group is committed to growing its services to satisfy the growing needs of both the clients and industry.One Planet Awards is a global award program that seeks to honor outstanding professionals and businesses in their respective fields of specialization. The program is not geo-specific. This way, it allows professionals and corporations from every part of the globe to participate. These organizations may include for-profit, non-profit, private, public, large, small, and start-ups. The award has a universal appeal.

For seven years, Troy McQuagge has been working for USHEALTH Group. He joined the company in 2010. His was first charged with the duty of turning USHEALTH Advisors, the company’s effective distribution agency, around. This task involved rebuilding the subsidiary and making it competitive and profitable. McQaugge took the challenge. Within a short period, he had managed to retool the agency and expand its operations. His success saw him appointed to serve as the firm’s president. His appointment to the position of the CEO of USHEALTH Group resulted in unprecedented success and growth of the corporation. By working closely with the employees, he was able to inspire them to develop world-class consumer-oriented products and services. Today, the company has a competitive edge in the individual health insurance market.

Troy McQuagge is the president USHEALTH Group. He has over 30 years of experience in the insurance industry. This way, he is one of the revered professionals in the industry. In his career, Troy has been growing start-ups, turning around different companies and developing innovative services. McQuagge has worked in different competitive environments. In the process, he has learnt how to deal with various challenges.Previously, Troy worked for the HealthMarket. Here, the experienced sales and marketing expert served as the president of Agency Marketing Group. Troy is a graduate of the University of Central Florida where he pursued his undergraduate degree. McQuagge continues to inspire his employees to deliver products that seek to satisfy the utility of the clients.

Reference Link:Click here.

Modern Wedding Photo Places

It’s hard to find someone who’s good with a camera, everyone thinks that Instagram filters are all you need for a good photo. George Street Photo and Video is the only company you need in your arsenal. They’re almost in every state, so here are some places that’re great to get your photos at with them.


Chicago Illinois


If you’re into nature or wooden buildings, you should check out the Ingersoll-Blackwelder Mansion. It’s ancient oak build is strung with history and is a great place for photos. Other areas are The Bobak’s Signature Events And Conference Center, The Chicago Truborn, and of course the Chicago House Of Blues.


Cleveland Ohio


There’s a lot of unique places you can film in Cleveland. The ANATOMY An Event & Celebration Venue is always open for people to have celebrations. The five star Mulberry’s Cleveland is good location, offering games, live music, and food.

Tammy Mazzocco and The Arabian Sea

Tammy Mazzocco is a very successful real estate agent who sells residential properties in four counties in Central Ohio. She started her career in real estate as a secretary in a commercial real estate firm, and eventually went full time as a broker after serving in several assisting capacities for several years.


The real estate business can be a difficult business as there is a lot to learn, tests to pass, and business techniques to conquer. But Tammy Mazzocco knew that the reward would be worth the effort. She got her real estate license in 1995 while she worked as a manager for a large condominium project. Her boss suggested it so as to help him with some of his real estate endeavors.


The when Tammy worked as a licensed assistant to one of the top RE/MAX brokers she immediately saw the potential for a top income that could be earned by selling real estate herself. So in 1999, she went full-time into the real estate business, and she has never regretted a second of it.


There were challenges early on when she had to admit that she was somewhat shy and it would be difficult talking to people. She overcame that by purposely initiating conversations with people, and she found that breaking the ice herself was easy once she figured out that there was nothing to it.


When Tammy was a little girl her father read a story to her about a young girl who wanted to cross the Arabian Sea, but she was afraid and would not get started. That is the moral of the story that to accomplish anything one has to get started.


Another habit she learned to form is the habit of setting goals and then breaking them down into actionable steps. That makes each bite an easy part of achieving the whole objective. Most people won’t get started if they look at the entire objective, but they can get started on the parts.

Omar Boraie Continues To Breathe Life to the Residents of New Brunswick, New Jersey

Omar Boraie has continued to play a fundamental role in bettering the lives New Brunswick residents. In an article published by Newswire on October 21st, 2015, the real estate mogul pledged to donate $1.5 million towards a medical research at Rutgers Cancer Institute of New Jersey. His commitment to the funding the research led to the establishment of the Omar Boraie Chair in Genomic Science. The creation of the Omar Boraie Chair was part of ’18 Chair Challenge’ campaign of the Rutgers University, which will match an anonymous donor’s $ 1.5 million resulting to a $3 million bequest.


Genomic science and precision medicine offer a new platform, which changes the way cancer id diagnosed and treated. It is a new field that seeks to analyze and treat tumors at genetic levels. This will enable oncologists to prescribe tailored and data based therapies for better treatment. The importance of precision medicine and genomic science is of paramount importance to the United States and the world as a whole. This is proved by the launch of National Precision Medicine to focus on finding the cure for cancer and other diseases.


Rutgers Commitment towards Cancer Treatment


Rutgers Cancer Institute emerged uniquely as the first institution to in the country to apply genomic sequencing as a precision medical approach to patient treatment. Genomic sequencing is important in finding unique and innovative therapies for patients with poor prognoses, rare cancer and those with limited or ineffective treatment options. Incorporation of precision medicine in genomic science increases the accuracy of classifying cancer into subgroups with similar characteristic but different genetics. This classification doesn’t help only in predicting precise patient outcomes but also in determining personalized cancer therapy.


The Rutgers Cancer Institute highly appreciated the role played by Boraie in ensuring that New Brunswick remains a healthy city. His relentless efforts in supporting an endowed chair will have a significant impact on cancer research and treatment.


Dr. Shridar Ganesan, an internationally recognized oncologist, was named the Omar Boraie Chair in Genomic Science. A cording to the experienced oncologist, oncologists have learned that cancer is a collection of diseases as opposed to being one disease. Genomic science is, therefore, helpful in analyzing the changes present in each cancer providing precise and individualized therapy. He said that the donation would be of great help in innovating medical research to enable physicians to understand the cancer biology that will give hope to cancer patients.


About Omar Boraie


Omar Boraie is an Egyptian-born American real estate developer. He is the CEO and founder of Boraie Development. Foy years, he has been recognized by the New Brunswick, NJ, residents for his unquenchable thirst for charitable causes.


For more information about the Omar Boraie Chair establishment, visit


Bumble: The Best Dating App Invented by Whitney Wolfe

Born in Salt Lake City, Utah in 1990, Whitney Wolfe was destined to be a game changer in the technological industry. Wolfe attended Southern Methodist University, majoring in International Studies and later receiving her Bachelor’s degree. As an innovative student in college, Wolfe started her own business at age of 19 selling bamboo tote bags which benefited areas affected by the BP oil spill. She partnered with celebrity stylist Patrick Aufdenkamp to establish the non-profit organization known as the “Help Us Project”. After she graduated college, Wolfe continued on this path by traveling to South East Asia to help with orphanages.

Now, Whitney Wolfe is known as an American entrepreneur who founded Bumble and co-founded tinder which are both dating apps. Furthermore, she is listed on Forbes 2017 30 under 30. Bumble, which is the current CEO of, is the fourth most popular dating app according to monthly user base. To be exact, Bumble is a dating app that only allows women to initiate contact.

“Tinder has changed the way we meet, but is increasingly proving a turn-off for female users sick of the misogyny it attracts.”

There are several benefits of using Bumble for dating, specifically for women. One advantage is that the women decides whether she wants to contact the men which gives women feel powerful and that they make their own decisions. Another benefit is that when you are matched and contact is not made within 24 hours, the match disappears, which makes it easier if the swipe right was an accident. A third benefit is that if you accidentally swipe left on somebody, you are allowed three backtracks every three hours.

Bumble has had 80 million matches within the past year and is ranked number 1 with reference to unique conversations. With reference to dating apps in general, 20% of current, committed relationships began online. Therefore, there is great chance to meet your lover on Bumble.

Click here to learn more about Whitney Wolfe and Bumble.

Karl Heideck An Attorney With A Difference

Litigation is the process of taking a legal action to enforce a particular right. Litigators are professionals in matters of law that help clients pursue lawsuits. Litigation may be done through a jury or a judge in a court, or settling the parties involved by agreement. The process of litigation involves a series of activities. Methods used in litigation process include actual lawsuit, pre-suit negotiations, arbitrations, facilitations as well as appeals.

The process of litigation begins when an affected party decides to formally enforce or defend their legal rights. The pre-suit litigation activities may involve writing a letter called a demand letter, to demand that a party compensates a victim for injury caused. Then there is filing a notice with a local court. Investigations are then done to establish facts that support the claims between the parties. The court requires both parties to attend a settlement conference to determine if the case may be resolved before trial. If no agreement is arrived at, litigation continues to trial.

During trial, material facts are presented and a settlement decided depending on the convincing side. Lack of material evidence by the plaintiff may lead to the case being dismissed. If the plaintiff wins, but the defendant is not satisfied by the court decision, an appeal may be filed, where the final decision is arrived at.

Karl Heideck is a renowned attorney who specializes in litigation, risk management and compliance practices. He is based in Greater Philadelphia. Karl Heideck is also known to have skills in legal writing, corporate law, product liability as well as commercial litigation. Karl Heideck has been practicing for over one decade.

Karl Heideck pursued English and Literature at the Swarthmore College, and later joined the Tempe University Beasley School of Law, where he graduated with honors. Currently, Karl works as a Contract Attorney.

Read more on Crunchbase.